Reactjs 未捕获的运行时错误：对象作为 React 子项无效

我面对这个问题已经两天了，现在我不知道如何获取数据.I CHECK=它正在显示对象的方案的类型.我使用了Object.key方法，但仍然收到相同的错误. 以下是我的数据 struct 的图像.这里只显示了两个，但可以更多，并且paymentData是一个array.请告诉我我该怎么做.

模式APISLY文件文件

export const schemeApiSlice = apiSlice.injectEndpoints({
    endpoints: (builder) => ({
        getSchemeOfUser: builder.query({
            query: () => ({
                url: `${SCHEME_API_URL}`,
                method: "GET",
                credentials: "include",
            }),
            keepUnusedDataFor: 5,
            providesTags: ["Schemes"],
        }),
        createScheme: builder.mutation({
            query: (data) => ({
                url: `${SCHEME_API_URL}/scheme_started`,
                method: "POST",
                body: data,
                credentials: "include",
            }),
            invalidatesTags: ["Schemes"],
        }),
    }),
});

export const { useGetSchemeOfUserQuery, useCreateSchemeMutation } = schemeApiSlice;

Dashboard.js

const { data } = useGetSchemeOfUserQuery();
<div className='container'>
                <SchemeData schemes={data?.schemes} />
            </div>

架构数据组件

const SchemeData = ({ schemes }) => {
    console.log(schemes);
    console.log(typeof schemes);

    console.log(typeof JSON.stringify(schemes));

    return (
        <div>
            <h5>Scheme List</h5>
            <ul>
                {Object.keys(schemes).map((item, i) => (
                    <li className='py-5' key={i}>
                        <span>{schemes[item]}</span>
                    </li>
                ))}
            </ul>
        </div>
    );
};